Car Insurance
Car Insurance Basics
Car insurance is designed to help cover the costs associated with damage to your car, injury to yourself or others, and property damage caused in an auto accident. There are several types of coverage, some which are required by law. Good auto insurance provides a financial safety net for the risks of driving. At Guardian Insurance Services MN, we can help you decide on coverage and gather quotes from over 35 top insurance companies. Contact us or request quotes to get started now.
Car Insurance Coverage
Auto Liability
Covers property damage and injury that you cause to another party in an auto accident.
Collision
Covers damage to your vehicle caused by a collision with another vehicle or object.
Comprehensive
Covers damage to your vehicle caused by something other than a collision.
Uninsured/Underinsured
Covers bodily injury you sustain in an accident with a driver that has not enough or no insurance.
Personal Injury Protection
Covers bodily injury and lost wages you sustain in an accident (up to a specified limit), regardless of who is at fault.
Roadside Assistance
Covers towing, unlocks, fuel delivery, and other roadside services.
Rental Reimbursement
Covers the cost of a rental vehicle while your vehicle is being repaired after a covered loss.
Custom Parts
Covers aftermarket parts and equipment you’ve added to your vehicle.
And more
There are even more coverage options that may be necessary, depending on your needs.
Auto Insurance Discounts
Multi-policy
Pay-in-full
Automatic payment
Accident-free
Violation-free
Prior insurance
Good student
Homeowner
Paperless billing
Vehicles We Insure
Private passenger
Classic cars
Exotic cars
Pickups
Commercial vehicles
Uber / Lyft
And more