Employee Benefits
Employee Benefits Basics
Employee benefits are the perks and advantages offered to employees beyond their regular wages. They’re designed to attract and retain talent, improve employee wellbeing, and demonstrate a company’s commitment to its workforce. The specific benefits offered vary greatly depending on the company size, industry, and location. At Guardian Insurance Services MN, we can help you decide on coverage and gather quotes from over 35 top insurance companies. Contact us or request quotes to get started now.
Employee Benefits Coverage
Group Health Insurance
Covers medical procedures, hospital stays, prescription drugs, and other medical care.
Group Dental Insurance
Covers preventive care and a portion of the cost of dental procedures.
Group Vision Insurance
Covers preventive care and a portion of the cost of vision products.
Group Life Insurance
Covers death of an employee by providing funds for their beneficiaries.
Group Disability Insurance
Covers disability that results in a reduction or loss of the ability to work.
Retirement Plans
Helps employees save for retirement, often with tax advantages.
Health Savings Accounts
Helps employees save for health costs not covered by insurance.
Flexible Spending Accounts
Helps employees pay for eligible medical expenses.
And more
There are even more coverage options that may be necessary, depending on your needs.