Commercial Auto Insurance
Commercial Auto Insurance Basics
Commercial auto insurance protects businesses and their employees when using vehicles for work-related purposes. Unlike personal auto insurance, which covers drivers using a vehicle for personal use, commercial auto insurance covers vehicles used for business activities like deliveries, sales calls, transporting goods, or employee commuting. It’s crucial for businesses to have appropriate coverage to mitigate potential legal and financial risks. At Guardian Insurance Services MN, we can help you decide on coverage and gather quotes from over 35 top insurance companies. Contact us or request quotes to get started now.
Commercial Auto Insurance Coverage
Auto Liability
Covers property damage and injury that you or an employee cause to another party in an auto accident.
Collision
Covers damage to your vehicle caused by a collision with another vehicle or object.
Comprehensive
Covers damage to your vehicle caused by something other than a collision.
Uninsured/Underinsured
Covers bodily injury you sustain in an accident with a driver that has not enough or no insurance.
Hired / Non-Owned
Covers vehicles rented for business purposes.
Cargo Coverage
Covers contents damaged in transit.
And more
There are even more coverage options that may be necessary, depending on your needs.
Vehicles We Insure
Private passenger used for business
Box trucks
Semis
Pickups
Dump trucks
Cement trucks
And more