General Liability Insurance
General Liability Insurance Basics
Commercial general liability (CGL) insurance protects your business from financial losses arising from bodily injury, property damage, or advertising injury caused by your business operations or activities. It covers legal defense costs and settlements if someone claims they were harmed or their property was damaged because of your business. It’s a fundamental part of a business’s risk management strategy, safeguarding against the financial consequences a lawsuit. At Guardian Insurance Services MN, we can help you decide on coverage and gather quotes from over 35 top insurance companies. Contact us or request quotes to get started now.
General Liability Insurance Coverage
Bodily Injury
Covers injury that your business causes to another party, such as a customer that slips.
Property Damage
Covers property damage your business causes to another party.
Personal and Advertising Injury
Covers lawsuits for libel and slander against your business.
Copyright Infringement
Covers lawsuits of copyright infringement against your business.
Products & Completed Operations
Covers claims of injury or damage caused by one of your products or works.
Medical Payments
Covers minor medical costs for a customer that is injured on your premises.
Damage to Rented Premises
Covers damage to a rented space that your business is liable for.
And more
There are even more coverage options that may be necessary, depending on your needs.
Businesses We Insure
HVAC
Electricians
Plumbers
Repair shops
Auto dealers
Truckers / Haulers
Contractors
Excavators
Manufacturers
Lawn care
Landscapers
And more