Recreational Insurance
Recreational Insurance Basics
Recreational insurance protects your RV, boat, motorcycle, or other recreational vehicle from financial loss due to damage, theft, or liability. Coverage varies for different types of vehicle but each provides financial protection from costly accidents that can occur. At Guardian Insurance Services MN, we can help you decide on coverage and gather quotes from over 35 top insurance companies. Contact us or request quotes to get started now.
Recreational Insurance Coverage
Liability
Covers property damage and injury that you cause to another party in an accident with your vehicle.
Collision
Covers damage to your vehicle caused by a collision with another vehicle or object.
Comprehensive
Covers damage to your vehicle caused by something other than a collision.
Uninsured/Underinsured
Covers bodily injury you sustain in an accident with a driver that has not enough or no insurance.
Vacation Liability
Covers injuries sustained by a non-family guest at your campsite.
Trailer
Covers damage to your trailer caused by an auto accident.
RV Roadside Assistance
Covers towing, unlocks, fuel delivery, and other roadside services, if your RV becomes disabled near a road.
Custom Parts
Covers aftermarket parts and equipment you’ve added to your vehicle.
Personal Effects
Covers personal property that travels with you.
And more
There are even more coverage options that may be necessary, depending on your needs.
Recreational Insurance Discounts
Multi-policy
Pay-in-full
Automatic payment
Accident-free
Violation-free
Prior insurance
Homeowner
Paperless billing
Association member
Motorcycle endorsement
Anti-theft device
And more
Vehicles We Insure
Boats
Motorcycles
Motorhomes
Travel trailers
ATVs
UTVs
Campers
Snowmobiles
Golf carts
And more